LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,949
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,818
−HK$884/mo
Today · 4.125%
HK$29,702
baseline
▲ 0.50% · 4.625%
HK$31,509
+HK$1,807/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,404/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,093
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,927
−HK$846/mo
Today · 4.125%
HK$32,773
baseline
▲ 0.50% · 4.625%
HK$34,500
+HK$1,727/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,546/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,539
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,582
−HK$1,060/mo
Today · 4.125%
HK$35,642
baseline
▲ 0.50% · 4.625%
HK$37,811
+HK$2,169/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,284/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,312
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,312
−HK$1,015/mo
Today · 4.125%
HK$39,327
baseline
▲ 0.50% · 4.625%
HK$41,401
+HK$2,074/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,654/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,129
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,346
−HK$1,236/mo
Today · 4.125%
HK$41,582
baseline
▲ 0.50% · 4.625%
HK$44,113
+HK$2,531/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$83,164/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,530
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,698
−HK$1,184/mo
Today · 4.125%
HK$45,882
baseline
▲ 0.50% · 4.625%
HK$48,301
+HK$2,419/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$91,764/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,308
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,873
−HK$1,590/mo
Today · 4.125%
HK$53,463
baseline
▲ 0.50% · 4.625%
HK$56,716
+HK$3,253/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$106,926/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,967
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,469
−HK$1,522/mo
Today · 4.125%
HK$58,991
baseline
▲ 0.50% · 4.625%
HK$62,101
+HK$3,110/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$117,982/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,637 · Scale 2, in force from 26 Feb 2026)