LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,950
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,819
−HK$883/mo
Today · 4.125%
HK$29,702
baseline
▲ 0.50% · 4.625%
HK$31,510
+HK$1,808/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,404/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,094
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,928
−HK$846/mo
Today · 4.125%
HK$32,774
baseline
▲ 0.50% · 4.625%
HK$34,501
+HK$1,727/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,548/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,540
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,583
−HK$1,060/mo
Today · 4.125%
HK$35,643
baseline
▲ 0.50% · 4.625%
HK$37,812
+HK$2,169/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,286/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,312
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,313
−HK$1,015/mo
Today · 4.125%
HK$39,328
baseline
▲ 0.50% · 4.625%
HK$41,401
+HK$2,073/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,656/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,129
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,347
−HK$1,236/mo
Today · 4.125%
HK$41,583
baseline
▲ 0.50% · 4.625%
HK$44,113
+HK$2,530/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$83,166/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,531
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,699
−HK$1,184/mo
Today · 4.125%
HK$45,883
baseline
▲ 0.50% · 4.625%
HK$48,302
+HK$2,419/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$91,766/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,309
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,874
−HK$1,590/mo
Today · 4.125%
HK$53,464
baseline
▲ 0.50% · 4.625%
HK$56,717
+HK$3,253/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$106,928/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,969
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,470
−HK$1,522/mo
Today · 4.125%
HK$58,992
baseline
▲ 0.50% · 4.625%
HK$62,102
+HK$3,110/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$117,984/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,646 · Scale 2, in force from 26 Feb 2026)