LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,954
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,823
−HK$884/mo
Today · 4.125%
HK$29,707
baseline
▲ 0.50% · 4.625%
HK$31,514
+HK$1,807/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,414/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,098
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,932
−HK$846/mo
Today · 4.125%
HK$32,778
baseline
▲ 0.50% · 4.625%
HK$34,506
+HK$1,728/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,556/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,545
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,588
−HK$1,060/mo
Today · 4.125%
HK$35,648
baseline
▲ 0.50% · 4.625%
HK$37,817
+HK$2,169/mo
Deposit HK$4.90M · loan HK$7.36M · min. income ≈ HK$71,296/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,318
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,319
−HK$1,015/mo
Today · 4.125%
HK$39,334
baseline
▲ 0.50% · 4.625%
HK$41,408
+HK$2,074/mo
Deposit HK$4.90M · loan HK$7.36M · min. income ≈ HK$78,668/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,135
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,353
−HK$1,236/mo
Today · 4.125%
HK$41,589
baseline
▲ 0.50% · 4.625%
HK$44,120
+HK$2,531/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$83,178/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,538
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,705
−HK$1,185/mo
Today · 4.125%
HK$45,890
baseline
▲ 0.50% · 4.625%
HK$48,309
+HK$2,419/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$91,780/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,317
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,882
−HK$1,590/mo
Today · 4.125%
HK$53,472
baseline
▲ 0.50% · 4.625%
HK$56,726
+HK$3,254/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$106,944/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,977
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,478
−HK$1,523/mo
Today · 4.125%
HK$59,001
baseline
▲ 0.50% · 4.625%
HK$62,111
+HK$3,110/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$118,002/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,715 · Scale 2, in force from 26 Feb 2026)