LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,958
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,827
−HK$884/mo
Today · 4.125%
HK$29,711
baseline
▲ 0.50% · 4.625%
HK$31,519
+HK$1,808/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,422/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,103
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,937
−HK$846/mo
Today · 4.125%
HK$32,783
baseline
▲ 0.50% · 4.625%
HK$34,511
+HK$1,728/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,566/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,549
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,593
−HK$1,060/mo
Today · 4.125%
HK$35,653
baseline
▲ 0.50% · 4.625%
HK$37,823
+HK$2,170/mo
Deposit HK$4.90M · loan HK$7.36M · min. income ≈ HK$71,306/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,323
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,324
−HK$1,016/mo
Today · 4.125%
HK$39,340
baseline
▲ 0.50% · 4.625%
HK$41,413
+HK$2,073/mo
Deposit HK$4.90M · loan HK$7.36M · min. income ≈ HK$78,680/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,141
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,358
−HK$1,237/mo
Today · 4.125%
HK$41,595
baseline
▲ 0.50% · 4.625%
HK$44,126
+HK$2,531/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$83,190/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,544
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,712
−HK$1,184/mo
Today · 4.125%
HK$45,896
baseline
▲ 0.50% · 4.625%
HK$48,316
+HK$2,420/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$91,792/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,324
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,889
−HK$1,591/mo
Today · 4.125%
HK$53,480
baseline
▲ 0.50% · 4.625%
HK$56,734
+HK$3,254/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$106,960/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,985
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,486
−HK$1,524/mo
Today · 4.125%
HK$59,010
baseline
▲ 0.50% · 4.625%
HK$62,120
+HK$3,110/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$118,020/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,781 · Scale 2, in force from 26 Feb 2026)