LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,961
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,831
−HK$884/mo
Today · 4.125%
HK$29,715
baseline
▲ 0.50% · 4.625%
HK$31,523
+HK$1,808/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,430/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,107
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,941
−HK$846/mo
Today · 4.125%
HK$32,787
baseline
▲ 0.50% · 4.625%
HK$34,516
+HK$1,729/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,574/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,554
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,597
−HK$1,061/mo
Today · 4.125%
HK$35,658
baseline
▲ 0.50% · 4.625%
HK$37,827
+HK$2,169/mo
Deposit HK$4.90M · loan HK$7.36M · min. income ≈ HK$71,316/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,328
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,329
−HK$1,016/mo
Today · 4.125%
HK$39,345
baseline
▲ 0.50% · 4.625%
HK$41,419
+HK$2,074/mo
Deposit HK$4.90M · loan HK$7.36M · min. income ≈ HK$78,690/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,146
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,364
−HK$1,237/mo
Today · 4.125%
HK$41,601
baseline
▲ 0.50% · 4.625%
HK$44,132
+HK$2,531/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$83,202/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,549
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,717
−HK$1,185/mo
Today · 4.125%
HK$45,902
baseline
▲ 0.50% · 4.625%
HK$48,322
+HK$2,420/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$91,804/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,330
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,896
−HK$1,591/mo
Today · 4.125%
HK$53,487
baseline
▲ 0.50% · 4.625%
HK$56,741
+HK$3,254/mo
Deposit HK$1.23M · loan HK$11.04M · min. income ≈ HK$106,974/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,992
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,494
−HK$1,523/mo
Today · 4.125%
HK$59,017
baseline
▲ 0.50% · 4.625%
HK$62,128
+HK$3,111/mo
Deposit HK$1.23M · loan HK$11.04M · min. income ≈ HK$118,034/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,840 · Scale 2, in force from 26 Feb 2026)