LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,971
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,841
−HK$884/mo
Today · 4.125%
HK$29,725
baseline
▲ 0.50% · 4.625%
HK$31,534
+HK$1,809/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,450/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,117
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,952
−HK$847/mo
Today · 4.125%
HK$32,799
baseline
▲ 0.50% · 4.625%
HK$34,527
+HK$1,728/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,598/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,565
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,609
−HK$1,061/mo
Today · 4.125%
HK$35,670
baseline
▲ 0.50% · 4.625%
HK$37,840
+HK$2,170/mo
Deposit HK$4.91M · loan HK$7.36M · min. income ≈ HK$71,340/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$459,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,341
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,342
−HK$1,016/mo
Today · 4.125%
HK$39,358
baseline
▲ 0.50% · 4.625%
HK$41,433
+HK$2,075/mo
Deposit HK$4.91M · loan HK$7.36M · min. income ≈ HK$78,716/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$459,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,159
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,377
−HK$1,238/mo
Today · 4.125%
HK$41,615
baseline
▲ 0.50% · 4.625%
HK$44,147
+HK$2,532/mo
Deposit HK$3.68M · loan HK$8.59M · min. income ≈ HK$83,230/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,564
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,733
−HK$1,185/mo
Today · 4.125%
HK$45,918
baseline
▲ 0.50% · 4.625%
HK$48,338
+HK$2,420/mo
Deposit HK$3.68M · loan HK$8.59M · min. income ≈ HK$91,836/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,348
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,914
−HK$1,591/mo
Today · 4.125%
HK$53,505
baseline
▲ 0.50% · 4.625%
HK$56,761
+HK$3,256/mo
Deposit HK$1.23M · loan HK$11.04M · min. income ≈ HK$107,010/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,011
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,514
−HK$1,523/mo
Today · 4.125%
HK$59,037
baseline
▲ 0.50% · 4.625%
HK$62,149
+HK$3,112/mo
Deposit HK$1.23M · loan HK$11.04M · min. income ≈ HK$118,074/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,998 · Scale 2, in force from 26 Feb 2026)