LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,975
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,845
−HK$884/mo
Today · 4.125%
HK$29,729
baseline
▲ 0.50% · 4.625%
HK$31,538
+HK$1,809/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,458/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$460,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,121
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,956
−HK$847/mo
Today · 4.125%
HK$32,803
baseline
▲ 0.50% · 4.625%
HK$34,532
+HK$1,729/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,606/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$460,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,569
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,614
−HK$1,061/mo
Today · 4.125%
HK$35,675
baseline
▲ 0.50% · 4.625%
HK$37,845
+HK$2,170/mo
Deposit HK$4.91M · loan HK$7.36M · min. income ≈ HK$71,350/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,346
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,347
−HK$1,016/mo
Today · 4.125%
HK$39,363
baseline
▲ 0.50% · 4.625%
HK$41,438
+HK$2,075/mo
Deposit HK$4.91M · loan HK$7.36M · min. income ≈ HK$78,726/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,164
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,383
−HK$1,237/mo
Today · 4.125%
HK$41,620
baseline
▲ 0.50% · 4.625%
HK$44,153
+HK$2,533/mo
Deposit HK$3.68M · loan HK$8.59M · min. income ≈ HK$83,240/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$460,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,570
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,738
−HK$1,186/mo
Today · 4.125%
HK$45,924
baseline
▲ 0.50% · 4.625%
HK$48,345
+HK$2,421/mo
Deposit HK$3.68M · loan HK$8.59M · min. income ≈ HK$91,848/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$460,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,354
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,920
−HK$1,592/mo
Today · 4.125%
HK$53,512
baseline
▲ 0.50% · 4.625%
HK$56,768
+HK$3,256/mo
Deposit HK$1.23M · loan HK$11.04M · min. income ≈ HK$107,024/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,019
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,521
−HK$1,524/mo
Today · 4.125%
HK$59,045
baseline
▲ 0.50% · 4.625%
HK$62,157
+HK$3,112/mo
Deposit HK$1.23M · loan HK$11.04M · min. income ≈ HK$118,090/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,056 · Scale 2, in force from 26 Feb 2026)