LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,986
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,857
−HK$884/mo
Today · 4.125%
HK$29,741
baseline
▲ 0.50% · 4.625%
HK$31,551
+HK$1,810/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$59,482/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,134
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,969
−HK$848/mo
Today · 4.125%
HK$32,817
baseline
▲ 0.50% · 4.625%
HK$34,546
+HK$1,729/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$65,634/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,584
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,628
−HK$1,062/mo
Today · 4.125%
HK$35,690
baseline
▲ 0.50% · 4.625%
HK$37,861
+HK$2,171/mo
Deposit HK$4.91M · loan HK$7.36M · min. income ≈ HK$71,380/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,361
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,363
−HK$1,017/mo
Today · 4.125%
HK$39,380
baseline
▲ 0.50% · 4.625%
HK$41,456
+HK$2,076/mo
Deposit HK$4.91M · loan HK$7.36M · min. income ≈ HK$78,760/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,181
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,400
−HK$1,238/mo
Today · 4.125%
HK$41,638
baseline
▲ 0.50% · 4.625%
HK$44,171
+HK$2,533/mo
Deposit HK$3.68M · loan HK$8.59M · min. income ≈ HK$83,276/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$460,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,588
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,757
−HK$1,186/mo
Today · 4.125%
HK$45,943
baseline
▲ 0.50% · 4.625%
HK$48,365
+HK$2,422/mo
Deposit HK$3.68M · loan HK$8.59M · min. income ≈ HK$91,886/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$460,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,375
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,942
−HK$1,592/mo
Today · 4.125%
HK$53,534
baseline
▲ 0.50% · 4.625%
HK$56,792
+HK$3,258/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$107,068/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,042
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,545
−HK$1,525/mo
Today · 4.125%
HK$59,070
baseline
▲ 0.50% · 4.625%
HK$62,184
+HK$3,114/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$118,140/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,250 · Scale 2, in force from 26 Feb 2026)