LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,991
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,862
−HK$884/mo
Today · 4.125%
HK$29,746
baseline
▲ 0.50% · 4.625%
HK$31,556
+HK$1,810/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$59,492/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,140
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,975
−HK$847/mo
Today · 4.125%
HK$32,822
baseline
▲ 0.50% · 4.625%
HK$34,552
+HK$1,730/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$65,644/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,589
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,634
−HK$1,062/mo
Today · 4.125%
HK$35,696
baseline
▲ 0.50% · 4.625%
HK$37,867
+HK$2,171/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$71,392/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,368
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,370
−HK$1,016/mo
Today · 4.125%
HK$39,386
baseline
▲ 0.50% · 4.625%
HK$41,463
+HK$2,077/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$78,772/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,187
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,406
−HK$1,239/mo
Today · 4.125%
HK$41,645
baseline
▲ 0.50% · 4.625%
HK$44,179
+HK$2,534/mo
Deposit HK$3.68M · loan HK$8.59M · min. income ≈ HK$83,290/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$460,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,596
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,765
−HK$1,186/mo
Today · 4.125%
HK$45,951
baseline
▲ 0.50% · 4.625%
HK$48,373
+HK$2,422/mo
Deposit HK$3.68M · loan HK$8.59M · min. income ≈ HK$91,902/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$460,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,384
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,951
−HK$1,592/mo
Today · 4.125%
HK$53,543
baseline
▲ 0.50% · 4.625%
HK$56,801
+HK$3,258/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$107,086/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,051
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,555
−HK$1,525/mo
Today · 4.125%
HK$59,080
baseline
▲ 0.50% · 4.625%
HK$62,194
+HK$3,114/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$118,160/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,327 · Scale 2, in force from 26 Feb 2026)