LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,995
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,866
−HK$885/mo
Today · 4.125%
HK$29,751
baseline
▲ 0.50% · 4.625%
HK$31,561
+HK$1,810/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$59,502/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,144
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,980
−HK$847/mo
Today · 4.125%
HK$32,827
baseline
▲ 0.50% · 4.625%
HK$34,557
+HK$1,730/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$65,654/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,594
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,639
−HK$1,062/mo
Today · 4.125%
HK$35,701
baseline
▲ 0.50% · 4.625%
HK$37,873
+HK$2,172/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$71,402/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,373
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,376
−HK$1,017/mo
Today · 4.125%
HK$39,393
baseline
▲ 0.50% · 4.625%
HK$41,469
+HK$2,076/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$78,786/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,193
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,413
−HK$1,238/mo
Today · 4.125%
HK$41,651
baseline
▲ 0.50% · 4.625%
HK$44,186
+HK$2,535/mo
Deposit HK$3.68M · loan HK$8.59M · min. income ≈ HK$83,302/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$460,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,602
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,772
−HK$1,186/mo
Today · 4.125%
HK$45,958
baseline
▲ 0.50% · 4.625%
HK$48,380
+HK$2,422/mo
Deposit HK$3.68M · loan HK$8.59M · min. income ≈ HK$91,916/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$460,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,391
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,959
−HK$1,592/mo
Today · 4.125%
HK$53,551
baseline
▲ 0.50% · 4.625%
HK$56,810
+HK$3,259/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$107,102/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,060
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,564
−HK$1,525/mo
Today · 4.125%
HK$59,089
baseline
▲ 0.50% · 4.625%
HK$62,203
+HK$3,114/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$118,178/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,397 · Scale 2, in force from 26 Feb 2026)