LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,996
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,867
−HK$885/mo
Today · 4.125%
HK$29,752
baseline
▲ 0.50% · 4.625%
HK$31,562
+HK$1,810/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$59,504/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,145
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,981
−HK$847/mo
Today · 4.125%
HK$32,828
baseline
▲ 0.50% · 4.625%
HK$34,559
+HK$1,731/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$65,656/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,595
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,640
−HK$1,062/mo
Today · 4.125%
HK$35,702
baseline
▲ 0.50% · 4.625%
HK$37,875
+HK$2,173/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$71,404/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,375
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,377
−HK$1,017/mo
Today · 4.125%
HK$39,394
baseline
▲ 0.50% · 4.625%
HK$41,470
+HK$2,076/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$78,788/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,195
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,414
−HK$1,239/mo
Today · 4.125%
HK$41,653
baseline
▲ 0.50% · 4.625%
HK$44,187
+HK$2,534/mo
Deposit HK$3.68M · loan HK$8.59M · min. income ≈ HK$83,306/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$460,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,604
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,773
−HK$1,186/mo
Today · 4.125%
HK$45,959
baseline
▲ 0.50% · 4.625%
HK$48,382
+HK$2,423/mo
Deposit HK$3.68M · loan HK$8.59M · min. income ≈ HK$91,918/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$460,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,393
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,961
−HK$1,592/mo
Today · 4.125%
HK$53,553
baseline
▲ 0.50% · 4.625%
HK$56,812
+HK$3,259/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$107,106/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,062
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,565
−HK$1,526/mo
Today · 4.125%
HK$59,091
baseline
▲ 0.50% · 4.625%
HK$62,205
+HK$3,114/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$118,182/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,413 · Scale 2, in force from 26 Feb 2026)