LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,001
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,872
−HK$885/mo
Today · 4.125%
HK$29,757
baseline
▲ 0.50% · 4.625%
HK$31,567
+HK$1,810/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$59,514/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,151
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,986
−HK$847/mo
Today · 4.125%
HK$32,833
baseline
▲ 0.50% · 4.625%
HK$34,564
+HK$1,731/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$65,666/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,601
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,646
−HK$1,062/mo
Today · 4.125%
HK$35,708
baseline
▲ 0.50% · 4.625%
HK$37,881
+HK$2,173/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$71,416/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,381
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,383
−HK$1,017/mo
Today · 4.125%
HK$39,400
baseline
▲ 0.50% · 4.625%
HK$41,477
+HK$2,077/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$78,800/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,201
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,420
−HK$1,239/mo
Today · 4.125%
HK$41,659
baseline
▲ 0.50% · 4.625%
HK$44,194
+HK$2,535/mo
Deposit HK$3.68M · loan HK$8.60M · min. income ≈ HK$83,318/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$460,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,611
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,780
−HK$1,187/mo
Today · 4.125%
HK$45,967
baseline
▲ 0.50% · 4.625%
HK$48,390
+HK$2,423/mo
Deposit HK$3.68M · loan HK$8.60M · min. income ≈ HK$91,934/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$460,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,401
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,969
−HK$1,593/mo
Today · 4.125%
HK$53,562
baseline
▲ 0.50% · 4.625%
HK$56,821
+HK$3,259/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$107,124/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,071
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,575
−HK$1,525/mo
Today · 4.125%
HK$59,100
baseline
▲ 0.50% · 4.625%
HK$62,216
+HK$3,116/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$118,200/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,487 · Scale 2, in force from 26 Feb 2026)