LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,005
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,876
−HK$885/mo
Today · 4.125%
HK$29,761
baseline
▲ 0.50% · 4.625%
HK$31,572
+HK$1,811/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$59,522/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,155
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$31,991
−HK$848/mo
Today · 4.125%
HK$32,839
baseline
▲ 0.50% · 4.625%
HK$34,570
+HK$1,731/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$65,678/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,606
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,651
−HK$1,062/mo
Today · 4.125%
HK$35,713
baseline
▲ 0.50% · 4.625%
HK$37,887
+HK$2,174/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$71,426/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,386
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,389
−HK$1,017/mo
Today · 4.125%
HK$39,406
baseline
▲ 0.50% · 4.625%
HK$41,483
+HK$2,077/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$78,812/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,207
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,427
−HK$1,239/mo
Today · 4.125%
HK$41,666
baseline
▲ 0.50% · 4.625%
HK$44,201
+HK$2,535/mo
Deposit HK$3.68M · loan HK$8.60M · min. income ≈ HK$83,332/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,618
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,787
−HK$1,187/mo
Today · 4.125%
HK$45,974
baseline
▲ 0.50% · 4.625%
HK$48,397
+HK$2,423/mo
Deposit HK$3.68M · loan HK$8.60M · min. income ≈ HK$91,948/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,409
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,977
−HK$1,593/mo
Today · 4.125%
HK$53,570
baseline
▲ 0.50% · 4.625%
HK$56,830
+HK$3,260/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$107,140/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,080
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,584
−HK$1,525/mo
Today · 4.125%
HK$59,109
baseline
▲ 0.50% · 4.625%
HK$62,225
+HK$3,116/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$118,218/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,559 · Scale 2, in force from 26 Feb 2026)