LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,006
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,877
−HK$885/mo
Today · 4.125%
HK$29,762
baseline
▲ 0.50% · 4.625%
HK$31,573
+HK$1,811/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$59,524/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,156
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$31,992
−HK$848/mo
Today · 4.125%
HK$32,840
baseline
▲ 0.50% · 4.625%
HK$34,571
+HK$1,731/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$65,680/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,607
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,652
−HK$1,063/mo
Today · 4.125%
HK$35,715
baseline
▲ 0.50% · 4.625%
HK$37,888
+HK$2,173/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$71,430/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,388
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,390
−HK$1,017/mo
Today · 4.125%
HK$39,407
baseline
▲ 0.50% · 4.625%
HK$41,485
+HK$2,078/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$78,814/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,208
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,428
−HK$1,239/mo
Today · 4.125%
HK$41,667
baseline
▲ 0.50% · 4.625%
HK$44,202
+HK$2,535/mo
Deposit HK$3.68M · loan HK$8.60M · min. income ≈ HK$83,334/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,619
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,789
−HK$1,186/mo
Today · 4.125%
HK$45,975
baseline
▲ 0.50% · 4.625%
HK$48,399
+HK$2,424/mo
Deposit HK$3.68M · loan HK$8.60M · min. income ≈ HK$91,950/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,411
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,979
−HK$1,593/mo
Today · 4.125%
HK$53,572
baseline
▲ 0.50% · 4.625%
HK$56,832
+HK$3,260/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$107,144/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,081
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,585
−HK$1,526/mo
Today · 4.125%
HK$59,111
baseline
▲ 0.50% · 4.625%
HK$62,227
+HK$3,116/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$118,222/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,572 · Scale 2, in force from 26 Feb 2026)