LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,007
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,878
−HK$885/mo
Today · 4.125%
HK$29,763
baseline
▲ 0.50% · 4.625%
HK$31,574
+HK$1,811/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$59,526/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,157
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$31,993
−HK$848/mo
Today · 4.125%
HK$32,841
baseline
▲ 0.50% · 4.625%
HK$34,572
+HK$1,731/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$65,682/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,608
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,654
−HK$1,062/mo
Today · 4.125%
HK$35,716
baseline
▲ 0.50% · 4.625%
HK$37,889
+HK$2,173/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$71,432/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,389
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,391
−HK$1,018/mo
Today · 4.125%
HK$39,409
baseline
▲ 0.50% · 4.625%
HK$41,486
+HK$2,077/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$78,818/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,210
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,429
−HK$1,239/mo
Today · 4.125%
HK$41,668
baseline
▲ 0.50% · 4.625%
HK$44,204
+HK$2,536/mo
Deposit HK$3.68M · loan HK$8.60M · min. income ≈ HK$83,336/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,620
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,790
−HK$1,187/mo
Today · 4.125%
HK$45,977
baseline
▲ 0.50% · 4.625%
HK$48,400
+HK$2,423/mo
Deposit HK$3.68M · loan HK$8.60M · min. income ≈ HK$91,954/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,412
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,980
−HK$1,594/mo
Today · 4.125%
HK$53,574
baseline
▲ 0.50% · 4.625%
HK$56,833
+HK$3,259/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$107,148/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,083
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,587
−HK$1,526/mo
Today · 4.125%
HK$59,113
baseline
▲ 0.50% · 4.625%
HK$62,229
+HK$3,116/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$118,226/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,587 · Scale 2, in force from 26 Feb 2026)