LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,008
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,880
−HK$885/mo
Today · 4.125%
HK$29,765
baseline
▲ 0.50% · 4.625%
HK$31,576
+HK$1,811/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$59,530/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,159
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,995
−HK$847/mo
Today · 4.125%
HK$32,842
baseline
▲ 0.50% · 4.625%
HK$34,574
+HK$1,732/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$65,684/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,610
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,655
−HK$1,063/mo
Today · 4.125%
HK$35,718
baseline
▲ 0.50% · 4.625%
HK$37,891
+HK$2,173/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$71,436/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,391
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,394
−HK$1,017/mo
Today · 4.125%
HK$39,411
baseline
▲ 0.50% · 4.625%
HK$41,488
+HK$2,077/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$78,822/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,212
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,431
−HK$1,240/mo
Today · 4.125%
HK$41,671
baseline
▲ 0.50% · 4.625%
HK$44,206
+HK$2,535/mo
Deposit HK$3.68M · loan HK$8.60M · min. income ≈ HK$83,342/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,623
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,792
−HK$1,187/mo
Today · 4.125%
HK$45,979
baseline
▲ 0.50% · 4.625%
HK$48,403
+HK$2,424/mo
Deposit HK$3.68M · loan HK$8.60M · min. income ≈ HK$91,958/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,415
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,983
−HK$1,593/mo
Today · 4.125%
HK$53,576
baseline
▲ 0.50% · 4.625%
HK$56,836
+HK$3,260/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$107,152/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,086
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,590
−HK$1,526/mo
Today · 4.125%
HK$59,116
baseline
▲ 0.50% · 4.625%
HK$62,232
+HK$3,116/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$118,232/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,611 · Scale 2, in force from 26 Feb 2026)