LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,009
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,880
−HK$885/mo
Today · 4.125%
HK$29,765
baseline
▲ 0.50% · 4.625%
HK$31,577
+HK$1,812/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$59,530/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,160
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,995
−HK$848/mo
Today · 4.125%
HK$32,843
baseline
▲ 0.50% · 4.625%
HK$34,574
+HK$1,731/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$65,686/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,611
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,656
−HK$1,062/mo
Today · 4.125%
HK$35,718
baseline
▲ 0.50% · 4.625%
HK$37,892
+HK$2,174/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$71,436/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,392
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,394
−HK$1,018/mo
Today · 4.125%
HK$39,412
baseline
▲ 0.50% · 4.625%
HK$41,489
+HK$2,077/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$78,824/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,213
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,432
−HK$1,240/mo
Today · 4.125%
HK$41,672
baseline
▲ 0.50% · 4.625%
HK$44,207
+HK$2,535/mo
Deposit HK$3.68M · loan HK$8.60M · min. income ≈ HK$83,344/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,624
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,794
−HK$1,186/mo
Today · 4.125%
HK$45,980
baseline
▲ 0.50% · 4.625%
HK$48,404
+HK$2,424/mo
Deposit HK$3.68M · loan HK$8.60M · min. income ≈ HK$91,960/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,416
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,984
−HK$1,594/mo
Today · 4.125%
HK$53,578
baseline
▲ 0.50% · 4.625%
HK$56,838
+HK$3,260/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$107,156/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,087
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,592
−HK$1,526/mo
Today · 4.125%
HK$59,118
baseline
▲ 0.50% · 4.625%
HK$62,234
+HK$3,116/mo
Deposit HK$1.23M · loan HK$11.05M · min. income ≈ HK$118,236/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,623 · Scale 2, in force from 26 Feb 2026)