LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,010
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,881
−HK$885/mo
Today · 4.125%
HK$29,766
baseline
▲ 0.50% · 4.625%
HK$31,577
+HK$1,811/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$59,532/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,161
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,996
−HK$848/mo
Today · 4.125%
HK$32,844
baseline
▲ 0.50% · 4.625%
HK$34,575
+HK$1,731/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$65,688/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,612
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,657
−HK$1,062/mo
Today · 4.125%
HK$35,719
baseline
▲ 0.50% · 4.625%
HK$37,893
+HK$2,174/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$71,438/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,393
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,396
−HK$1,017/mo
Today · 4.125%
HK$39,413
baseline
▲ 0.50% · 4.625%
HK$41,490
+HK$2,077/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$78,826/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$460,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,214
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,433
−HK$1,240/mo
Today · 4.125%
HK$41,673
baseline
▲ 0.50% · 4.625%
HK$44,208
+HK$2,535/mo
Deposit HK$3.69M · loan HK$8.60M · min. income ≈ HK$83,346/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,625
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,795
−HK$1,187/mo
Today · 4.125%
HK$45,982
baseline
▲ 0.50% · 4.625%
HK$48,405
+HK$2,423/mo
Deposit HK$3.69M · loan HK$8.60M · min. income ≈ HK$91,964/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,418
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$51,986
−HK$1,593/mo
Today · 4.125%
HK$53,579
baseline
▲ 0.50% · 4.625%
HK$56,839
+HK$3,260/mo
Deposit HK$1.23M · loan HK$11.06M · min. income ≈ HK$107,158/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,089
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$57,593
−HK$1,526/mo
Today · 4.125%
HK$59,119
baseline
▲ 0.50% · 4.625%
HK$62,236
+HK$3,117/mo
Deposit HK$1.23M · loan HK$11.06M · min. income ≈ HK$118,238/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,636 · Scale 2, in force from 26 Feb 2026)