LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,017
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,888
−HK$885/mo
Today · 4.125%
HK$29,773
baseline
▲ 0.50% · 4.625%
HK$31,585
+HK$1,812/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$59,546/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,168
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,004
−HK$848/mo
Today · 4.125%
HK$32,852
baseline
▲ 0.50% · 4.625%
HK$34,584
+HK$1,732/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$65,704/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$460,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,620
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,666
−HK$1,062/mo
Today · 4.125%
HK$35,728
baseline
▲ 0.50% · 4.625%
HK$37,902
+HK$2,174/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$71,456/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$460,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,402
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,405
−HK$1,017/mo
Today · 4.125%
HK$39,422
baseline
▲ 0.50% · 4.625%
HK$41,500
+HK$2,078/mo
Deposit HK$4.91M · loan HK$7.37M · min. income ≈ HK$78,844/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$460,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,223
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,443
−HK$1,240/mo
Today · 4.125%
HK$41,683
baseline
▲ 0.50% · 4.625%
HK$44,219
+HK$2,536/mo
Deposit HK$3.69M · loan HK$8.60M · min. income ≈ HK$83,366/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,635
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,806
−HK$1,187/mo
Today · 4.125%
HK$45,993
baseline
▲ 0.50% · 4.625%
HK$48,417
+HK$2,424/mo
Deposit HK$3.69M · loan HK$8.60M · min. income ≈ HK$91,986/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,430
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$51,998
−HK$1,594/mo
Today · 4.125%
HK$53,592
baseline
▲ 0.50% · 4.625%
HK$56,853
+HK$3,261/mo
Deposit HK$1.23M · loan HK$11.06M · min. income ≈ HK$107,184/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,103
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$57,607
−HK$1,527/mo
Today · 4.125%
HK$59,134
baseline
▲ 0.50% · 4.625%
HK$62,251
+HK$3,117/mo
Deposit HK$1.23M · loan HK$11.06M · min. income ≈ HK$118,268/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,746 · Scale 2, in force from 26 Feb 2026)