LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,024
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,895
−HK$886/mo
Today · 4.125%
HK$29,781
baseline
▲ 0.50% · 4.625%
HK$31,593
+HK$1,812/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$59,562/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$460,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,176
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,012
−HK$848/mo
Today · 4.125%
HK$32,860
baseline
▲ 0.50% · 4.625%
HK$34,592
+HK$1,732/mo
Deposit HK$6.14M · loan HK$6.14M · min. income ≈ HK$65,720/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$460,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,628
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,674
−HK$1,063/mo
Today · 4.125%
HK$35,737
baseline
▲ 0.50% · 4.625%
HK$37,912
+HK$2,175/mo
Deposit HK$4.92M · loan HK$7.37M · min. income ≈ HK$71,474/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$460,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,411
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,415
−HK$1,017/mo
Today · 4.125%
HK$39,432
baseline
▲ 0.50% · 4.625%
HK$41,511
+HK$2,079/mo
Deposit HK$4.92M · loan HK$7.37M · min. income ≈ HK$78,864/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$460,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,233
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,453
−HK$1,240/mo
Today · 4.125%
HK$41,693
baseline
▲ 0.50% · 4.625%
HK$44,230
+HK$2,537/mo
Deposit HK$3.69M · loan HK$8.60M · min. income ≈ HK$83,386/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,646
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,817
−HK$1,187/mo
Today · 4.125%
HK$46,004
baseline
▲ 0.50% · 4.625%
HK$48,429
+HK$2,425/mo
Deposit HK$3.69M · loan HK$8.60M · min. income ≈ HK$92,008/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,443
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$52,012
−HK$1,594/mo
Today · 4.125%
HK$53,606
baseline
▲ 0.50% · 4.625%
HK$56,867
+HK$3,261/mo
Deposit HK$1.23M · loan HK$11.06M · min. income ≈ HK$107,212/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,117
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,622
−HK$1,527/mo
Today · 4.125%
HK$59,149
baseline
▲ 0.50% · 4.625%
HK$62,266
+HK$3,117/mo
Deposit HK$1.23M · loan HK$11.06M · min. income ≈ HK$118,298/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,863 · Scale 2, in force from 26 Feb 2026)