LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,030
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,902
−HK$886/mo
Today · 4.125%
HK$29,788
baseline
▲ 0.50% · 4.625%
HK$31,600
+HK$1,812/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$59,576/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$460,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,183
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,020
−HK$848/mo
Today · 4.125%
HK$32,868
baseline
▲ 0.50% · 4.625%
HK$34,600
+HK$1,732/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$65,736/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$460,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,636
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,682
−HK$1,063/mo
Today · 4.125%
HK$35,745
baseline
▲ 0.50% · 4.625%
HK$37,920
+HK$2,175/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$71,490/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$460,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,420
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,423
−HK$1,019/mo
Today · 4.125%
HK$39,442
baseline
▲ 0.50% · 4.625%
HK$41,521
+HK$2,079/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$78,884/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$460,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,242
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,463
−HK$1,240/mo
Today · 4.125%
HK$41,703
baseline
▲ 0.50% · 4.625%
HK$44,240
+HK$2,537/mo
Deposit HK$3.69M · loan HK$8.60M · min. income ≈ HK$83,406/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,656
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,827
−HK$1,188/mo
Today · 4.125%
HK$46,015
baseline
▲ 0.50% · 4.625%
HK$48,441
+HK$2,426/mo
Deposit HK$3.69M · loan HK$8.60M · min. income ≈ HK$92,030/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$460,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,454
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,024
−HK$1,594/mo
Today · 4.125%
HK$53,618
baseline
▲ 0.50% · 4.625%
HK$56,881
+HK$3,263/mo
Deposit HK$1.23M · loan HK$11.06M · min. income ≈ HK$107,236/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,130
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$57,635
−HK$1,527/mo
Today · 4.125%
HK$59,162
baseline
▲ 0.50% · 4.625%
HK$62,281
+HK$3,119/mo
Deposit HK$1.23M · loan HK$11.06M · min. income ≈ HK$118,324/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$460,970 · Scale 2, in force from 26 Feb 2026)