LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,032
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,904
−HK$886/mo
Today · 4.125%
HK$29,790
baseline
▲ 0.50% · 4.625%
HK$31,603
+HK$1,813/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$59,580/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,186
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,022
−HK$849/mo
Today · 4.125%
HK$32,871
baseline
▲ 0.50% · 4.625%
HK$34,603
+HK$1,732/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$65,742/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,639
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,685
−HK$1,063/mo
Today · 4.125%
HK$35,748
baseline
▲ 0.50% · 4.625%
HK$37,924
+HK$2,176/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$71,496/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,423
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,427
−HK$1,018/mo
Today · 4.125%
HK$39,445
baseline
▲ 0.50% · 4.625%
HK$41,524
+HK$2,079/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$78,890/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,245
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,466
−HK$1,240/mo
Today · 4.125%
HK$41,706
baseline
▲ 0.50% · 4.625%
HK$44,244
+HK$2,538/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$83,412/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,660
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,831
−HK$1,188/mo
Today · 4.125%
HK$46,019
baseline
▲ 0.50% · 4.625%
HK$48,445
+HK$2,426/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$92,038/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,458
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,028
−HK$1,595/mo
Today · 4.125%
HK$53,623
baseline
▲ 0.50% · 4.625%
HK$56,885
+HK$3,262/mo
Deposit HK$1.23M · loan HK$11.06M · min. income ≈ HK$107,246/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,134
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,640
−HK$1,527/mo
Today · 4.125%
HK$59,167
baseline
▲ 0.50% · 4.625%
HK$62,286
+HK$3,119/mo
Deposit HK$1.23M · loan HK$11.06M · min. income ≈ HK$118,334/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,008 · Scale 2, in force from 26 Feb 2026)