LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,043
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,916
−HK$886/mo
Today · 4.125%
HK$29,802
baseline
▲ 0.50% · 4.625%
HK$31,615
+HK$1,813/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$59,604/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,198
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,035
−HK$849/mo
Today · 4.125%
HK$32,884
baseline
▲ 0.50% · 4.625%
HK$34,617
+HK$1,733/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$65,768/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,652
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,699
−HK$1,063/mo
Today · 4.125%
HK$35,762
baseline
▲ 0.50% · 4.625%
HK$37,938
+HK$2,176/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$71,524/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,438
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,442
−HK$1,018/mo
Today · 4.125%
HK$39,460
baseline
▲ 0.50% · 4.625%
HK$41,540
+HK$2,080/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$78,920/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,261
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,482
−HK$1,241/mo
Today · 4.125%
HK$41,723
baseline
▲ 0.50% · 4.625%
HK$44,262
+HK$2,539/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$83,446/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,677
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,849
−HK$1,188/mo
Today · 4.125%
HK$46,037
baseline
▲ 0.50% · 4.625%
HK$48,464
+HK$2,427/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$92,074/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,478
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,048
−HK$1,596/mo
Today · 4.125%
HK$53,644
baseline
▲ 0.50% · 4.625%
HK$56,908
+HK$3,264/mo
Deposit HK$1.23M · loan HK$11.07M · min. income ≈ HK$107,288/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,156
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,663
−HK$1,527/mo
Today · 4.125%
HK$59,190
baseline
▲ 0.50% · 4.625%
HK$62,310
+HK$3,120/mo
Deposit HK$1.23M · loan HK$11.07M · min. income ≈ HK$118,380/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,190 · Scale 2, in force from 26 Feb 2026)