LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,046
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,918
−HK$886/mo
Today · 4.125%
HK$29,804
baseline
▲ 0.50% · 4.625%
HK$31,618
+HK$1,814/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$59,608/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,201
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,037
−HK$849/mo
Today · 4.125%
HK$32,886
baseline
▲ 0.50% · 4.625%
HK$34,620
+HK$1,734/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$65,772/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,655
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,702
−HK$1,063/mo
Today · 4.125%
HK$35,765
baseline
▲ 0.50% · 4.625%
HK$37,941
+HK$2,176/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$71,530/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,441
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,445
−HK$1,018/mo
Today · 4.125%
HK$39,463
baseline
▲ 0.50% · 4.625%
HK$41,544
+HK$2,081/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$78,926/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,264
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,485
−HK$1,241/mo
Today · 4.125%
HK$41,726
baseline
▲ 0.50% · 4.625%
HK$44,265
+HK$2,539/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$83,452/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,681
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,852
−HK$1,189/mo
Today · 4.125%
HK$46,041
baseline
▲ 0.50% · 4.625%
HK$48,468
+HK$2,427/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$92,082/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,482
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,052
−HK$1,596/mo
Today · 4.125%
HK$53,648
baseline
▲ 0.50% · 4.625%
HK$56,912
+HK$3,264/mo
Deposit HK$1.23M · loan HK$11.07M · min. income ≈ HK$107,296/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,161
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,667
−HK$1,528/mo
Today · 4.125%
HK$59,195
baseline
▲ 0.50% · 4.625%
HK$62,315
+HK$3,120/mo
Deposit HK$1.23M · loan HK$11.07M · min. income ≈ HK$118,390/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,226 · Scale 2, in force from 26 Feb 2026)