LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,047
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,920
−HK$886/mo
Today · 4.125%
HK$29,806
baseline
▲ 0.50% · 4.625%
HK$31,620
+HK$1,814/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$59,612/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,202
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,039
−HK$849/mo
Today · 4.125%
HK$32,888
baseline
▲ 0.50% · 4.625%
HK$34,622
+HK$1,734/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$65,776/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,657
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,704
−HK$1,064/mo
Today · 4.125%
HK$35,768
baseline
▲ 0.50% · 4.625%
HK$37,944
+HK$2,176/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$71,536/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,443
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,447
−HK$1,019/mo
Today · 4.125%
HK$39,466
baseline
▲ 0.50% · 4.625%
HK$41,546
+HK$2,080/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$78,932/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,266
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,488
−HK$1,241/mo
Today · 4.125%
HK$41,729
baseline
▲ 0.50% · 4.625%
HK$44,268
+HK$2,539/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$83,458/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,683
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,855
−HK$1,189/mo
Today · 4.125%
HK$46,044
baseline
▲ 0.50% · 4.625%
HK$48,471
+HK$2,427/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$92,088/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,485
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,056
−HK$1,595/mo
Today · 4.125%
HK$53,651
baseline
▲ 0.50% · 4.625%
HK$56,916
+HK$3,265/mo
Deposit HK$1.23M · loan HK$11.07M · min. income ≈ HK$107,302/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,164
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,671
−HK$1,528/mo
Today · 4.125%
HK$59,199
baseline
▲ 0.50% · 4.625%
HK$62,319
+HK$3,120/mo
Deposit HK$1.23M · loan HK$11.07M · min. income ≈ HK$118,398/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,255 · Scale 2, in force from 26 Feb 2026)