LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,052
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,924
−HK$887/mo
Today · 4.125%
HK$29,811
baseline
▲ 0.50% · 4.625%
HK$31,625
+HK$1,814/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$59,622/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,207
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,044
−HK$849/mo
Today · 4.125%
HK$32,893
baseline
▲ 0.50% · 4.625%
HK$34,627
+HK$1,734/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$65,786/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,662
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,709
−HK$1,064/mo
Today · 4.125%
HK$35,773
baseline
▲ 0.50% · 4.625%
HK$37,949
+HK$2,176/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$71,546/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,449
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,453
−HK$1,019/mo
Today · 4.125%
HK$39,472
baseline
▲ 0.50% · 4.625%
HK$41,552
+HK$2,080/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$78,944/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,272
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,494
−HK$1,241/mo
Today · 4.125%
HK$41,735
baseline
▲ 0.50% · 4.625%
HK$44,274
+HK$2,539/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$83,470/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,690
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,862
−HK$1,188/mo
Today · 4.125%
HK$46,050
baseline
▲ 0.50% · 4.625%
HK$48,478
+HK$2,428/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$92,100/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,493
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,063
−HK$1,596/mo
Today · 4.125%
HK$53,659
baseline
▲ 0.50% · 4.625%
HK$56,924
+HK$3,265/mo
Deposit HK$1.23M · loan HK$11.07M · min. income ≈ HK$107,318/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,173
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,679
−HK$1,529/mo
Today · 4.125%
HK$59,208
baseline
▲ 0.50% · 4.625%
HK$62,329
+HK$3,121/mo
Deposit HK$1.23M · loan HK$11.07M · min. income ≈ HK$118,416/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,323 · Scale 2, in force from 26 Feb 2026)