LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,058
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,930
−HK$887/mo
Today · 4.125%
HK$29,817
baseline
▲ 0.50% · 4.625%
HK$31,631
+HK$1,814/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$59,634/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,214
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,051
−HK$849/mo
Today · 4.125%
HK$32,900
baseline
▲ 0.50% · 4.625%
HK$34,634
+HK$1,734/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$65,800/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,669
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,716
−HK$1,064/mo
Today · 4.125%
HK$35,780
baseline
▲ 0.50% · 4.625%
HK$37,958
+HK$2,178/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$71,560/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,456
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,461
−HK$1,019/mo
Today · 4.125%
HK$39,480
baseline
▲ 0.50% · 4.625%
HK$41,561
+HK$2,081/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$78,960/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,281
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,502
−HK$1,242/mo
Today · 4.125%
HK$41,744
baseline
▲ 0.50% · 4.625%
HK$44,284
+HK$2,540/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$83,488/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,699
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,871
−HK$1,189/mo
Today · 4.125%
HK$46,060
baseline
▲ 0.50% · 4.625%
HK$48,488
+HK$2,428/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$92,120/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,504
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,075
−HK$1,596/mo
Today · 4.125%
HK$53,671
baseline
▲ 0.50% · 4.625%
HK$56,936
+HK$3,265/mo
Deposit HK$1.23M · loan HK$11.07M · min. income ≈ HK$107,342/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,185
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,692
−HK$1,528/mo
Today · 4.125%
HK$59,220
baseline
▲ 0.50% · 4.625%
HK$62,342
+HK$3,122/mo
Deposit HK$1.23M · loan HK$11.07M · min. income ≈ HK$118,440/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,421 · Scale 2, in force from 26 Feb 2026)