LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,058
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,931
−HK$887/mo
Today · 4.125%
HK$29,818
baseline
▲ 0.50% · 4.625%
HK$31,632
+HK$1,814/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$59,636/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,214
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,052
−HK$849/mo
Today · 4.125%
HK$32,901
baseline
▲ 0.50% · 4.625%
HK$34,635
+HK$1,734/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$65,802/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,670
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,717
−HK$1,064/mo
Today · 4.125%
HK$35,781
baseline
▲ 0.50% · 4.625%
HK$37,958
+HK$2,177/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$71,562/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,457
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,462
−HK$1,019/mo
Today · 4.125%
HK$39,481
baseline
▲ 0.50% · 4.625%
HK$41,562
+HK$2,081/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$78,962/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,282
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,503
−HK$1,242/mo
Today · 4.125%
HK$41,745
baseline
▲ 0.50% · 4.625%
HK$44,285
+HK$2,540/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$83,490/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,700
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,872
−HK$1,189/mo
Today · 4.125%
HK$46,061
baseline
▲ 0.50% · 4.625%
HK$48,489
+HK$2,428/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$92,122/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,505
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,076
−HK$1,596/mo
Today · 4.125%
HK$53,672
baseline
▲ 0.50% · 4.625%
HK$56,938
+HK$3,266/mo
Deposit HK$1.23M · loan HK$11.07M · min. income ≈ HK$107,344/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,186
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,693
−HK$1,529/mo
Today · 4.125%
HK$59,222
baseline
▲ 0.50% · 4.625%
HK$62,343
+HK$3,121/mo
Deposit HK$1.23M · loan HK$11.07M · min. income ≈ HK$118,444/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,432 · Scale 2, in force from 26 Feb 2026)