LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,062
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,935
−HK$887/mo
Today · 4.125%
HK$29,822
baseline
▲ 0.50% · 4.625%
HK$31,636
+HK$1,814/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$59,644/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,219
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,056
−HK$849/mo
Today · 4.125%
HK$32,905
baseline
▲ 0.50% · 4.625%
HK$34,640
+HK$1,735/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$65,810/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,674
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,722
−HK$1,064/mo
Today · 4.125%
HK$35,786
baseline
▲ 0.50% · 4.625%
HK$37,963
+HK$2,177/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$71,572/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,462
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,467
−HK$1,019/mo
Today · 4.125%
HK$39,486
baseline
▲ 0.50% · 4.625%
HK$41,568
+HK$2,082/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$78,972/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,287
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,509
−HK$1,241/mo
Today · 4.125%
HK$41,750
baseline
▲ 0.50% · 4.625%
HK$44,291
+HK$2,541/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$83,500/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,706
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,878
−HK$1,189/mo
Today · 4.125%
HK$46,067
baseline
▲ 0.50% · 4.625%
HK$48,496
+HK$2,429/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$92,134/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,511
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,083
−HK$1,596/mo
Today · 4.125%
HK$53,679
baseline
▲ 0.50% · 4.625%
HK$56,945
+HK$3,266/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$107,358/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,193
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,701
−HK$1,528/mo
Today · 4.125%
HK$59,229
baseline
▲ 0.50% · 4.625%
HK$62,351
+HK$3,122/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$118,458/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,493 · Scale 2, in force from 26 Feb 2026)