LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,063
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,935
−HK$887/mo
Today · 4.125%
HK$29,822
baseline
▲ 0.50% · 4.625%
HK$31,637
+HK$1,815/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$59,644/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,219
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,057
−HK$849/mo
Today · 4.125%
HK$32,906
baseline
▲ 0.50% · 4.625%
HK$34,641
+HK$1,735/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$65,812/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$461,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,675
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,723
−HK$1,064/mo
Today · 4.125%
HK$35,787
baseline
▲ 0.50% · 4.625%
HK$37,964
+HK$2,177/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$71,574/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,463
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,468
−HK$1,019/mo
Today · 4.125%
HK$39,487
baseline
▲ 0.50% · 4.625%
HK$41,569
+HK$2,082/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$78,974/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,288
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,510
−HK$1,241/mo
Today · 4.125%
HK$41,751
baseline
▲ 0.50% · 4.625%
HK$44,292
+HK$2,541/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$83,502/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,707
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,879
−HK$1,189/mo
Today · 4.125%
HK$46,068
baseline
▲ 0.50% · 4.625%
HK$48,497
+HK$2,429/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$92,136/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,513
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,084
−HK$1,596/mo
Today · 4.125%
HK$53,680
baseline
▲ 0.50% · 4.625%
HK$56,947
+HK$3,267/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$107,360/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,195
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,702
−HK$1,529/mo
Today · 4.125%
HK$59,231
baseline
▲ 0.50% · 4.625%
HK$62,353
+HK$3,122/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$118,462/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,504 · Scale 2, in force from 26 Feb 2026)