LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,063
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,936
−HK$887/mo
Today · 4.125%
HK$29,823
baseline
▲ 0.50% · 4.625%
HK$31,638
+HK$1,815/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$59,646/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,220
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,057
−HK$850/mo
Today · 4.125%
HK$32,907
baseline
▲ 0.50% · 4.625%
HK$34,641
+HK$1,734/mo
Deposit HK$6.15M · loan HK$6.15M · min. income ≈ HK$65,814/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,676
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,724
−HK$1,064/mo
Today · 4.125%
HK$35,788
baseline
▲ 0.50% · 4.625%
HK$37,965
+HK$2,177/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$71,576/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,464
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,469
−HK$1,019/mo
Today · 4.125%
HK$39,488
baseline
▲ 0.50% · 4.625%
HK$41,570
+HK$2,082/mo
Deposit HK$4.92M · loan HK$7.38M · min. income ≈ HK$78,976/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$461,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,289
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,511
−HK$1,241/mo
Today · 4.125%
HK$41,752
baseline
▲ 0.50% · 4.625%
HK$44,293
+HK$2,541/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$83,504/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,708
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,880
−HK$1,190/mo
Today · 4.125%
HK$46,070
baseline
▲ 0.50% · 4.625%
HK$48,498
+HK$2,428/mo
Deposit HK$3.69M · loan HK$8.61M · min. income ≈ HK$92,140/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,514
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,085
−HK$1,597/mo
Today · 4.125%
HK$53,682
baseline
▲ 0.50% · 4.625%
HK$56,948
+HK$3,266/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$107,364/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,196
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,703
−HK$1,529/mo
Today · 4.125%
HK$59,232
baseline
▲ 0.50% · 4.625%
HK$62,355
+HK$3,123/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$118,464/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,516 · Scale 2, in force from 26 Feb 2026)