LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,070
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,943
−HK$888/mo
Today · 4.125%
HK$29,831
baseline
▲ 0.50% · 4.625%
HK$31,646
+HK$1,815/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,662/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,228
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,065
−HK$850/mo
Today · 4.125%
HK$32,915
baseline
▲ 0.50% · 4.625%
HK$34,650
+HK$1,735/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,830/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,684
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,732
−HK$1,065/mo
Today · 4.125%
HK$35,797
baseline
▲ 0.50% · 4.625%
HK$37,975
+HK$2,178/mo
Deposit HK$4.92M · loan HK$7.39M · min. income ≈ HK$71,594/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,474
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,479
−HK$1,019/mo
Today · 4.125%
HK$39,498
baseline
▲ 0.50% · 4.625%
HK$41,580
+HK$2,082/mo
Deposit HK$4.92M · loan HK$7.39M · min. income ≈ HK$78,996/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,298
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,521
−HK$1,242/mo
Today · 4.125%
HK$41,763
baseline
▲ 0.50% · 4.625%
HK$44,304
+HK$2,541/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$83,526/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,719
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,892
−HK$1,189/mo
Today · 4.125%
HK$46,081
baseline
▲ 0.50% · 4.625%
HK$48,510
+HK$2,429/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$92,162/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$461,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,527
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,098
−HK$1,597/mo
Today · 4.125%
HK$53,695
baseline
▲ 0.50% · 4.625%
HK$56,962
+HK$3,267/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$107,390/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,210
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,718
−HK$1,529/mo
Today · 4.125%
HK$59,247
baseline
▲ 0.50% · 4.625%
HK$62,370
+HK$3,123/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$118,494/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,631 · Scale 2, in force from 26 Feb 2026)