LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,073
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,946
−HK$887/mo
Today · 4.125%
HK$29,833
baseline
▲ 0.50% · 4.625%
HK$31,648
+HK$1,815/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,666/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,231
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,068
−HK$850/mo
Today · 4.125%
HK$32,918
baseline
▲ 0.50% · 4.625%
HK$34,653
+HK$1,735/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,836/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,687
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,735
−HK$1,065/mo
Today · 4.125%
HK$35,800
baseline
▲ 0.50% · 4.625%
HK$37,978
+HK$2,178/mo
Deposit HK$4.92M · loan HK$7.39M · min. income ≈ HK$71,600/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,477
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,482
−HK$1,019/mo
Today · 4.125%
HK$39,501
baseline
▲ 0.50% · 4.625%
HK$41,584
+HK$2,083/mo
Deposit HK$4.92M · loan HK$7.39M · min. income ≈ HK$79,002/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,302
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,524
−HK$1,242/mo
Today · 4.125%
HK$41,766
baseline
▲ 0.50% · 4.625%
HK$44,308
+HK$2,542/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$83,532/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,723
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,895
−HK$1,190/mo
Today · 4.125%
HK$46,085
baseline
▲ 0.50% · 4.625%
HK$48,514
+HK$2,429/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$92,170/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,531
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,103
−HK$1,597/mo
Today · 4.125%
HK$53,700
baseline
▲ 0.50% · 4.625%
HK$56,967
+HK$3,267/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$107,400/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,215
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,723
−HK$1,529/mo
Today · 4.125%
HK$59,252
baseline
▲ 0.50% · 4.625%
HK$62,375
+HK$3,123/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$118,504/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,670 · Scale 2, in force from 26 Feb 2026)