LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,075
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,948
−HK$887/mo
Today · 4.125%
HK$29,835
baseline
▲ 0.50% · 4.625%
HK$31,651
+HK$1,816/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,670/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,233
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,070
−HK$850/mo
Today · 4.125%
HK$32,920
baseline
▲ 0.50% · 4.625%
HK$34,655
+HK$1,735/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,840/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,690
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,738
−HK$1,064/mo
Today · 4.125%
HK$35,802
baseline
▲ 0.50% · 4.625%
HK$37,981
+HK$2,179/mo
Deposit HK$4.92M · loan HK$7.39M · min. income ≈ HK$71,604/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,479
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,485
−HK$1,019/mo
Today · 4.125%
HK$39,504
baseline
▲ 0.50% · 4.625%
HK$41,587
+HK$2,083/mo
Deposit HK$4.92M · loan HK$7.39M · min. income ≈ HK$79,008/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,305
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,527
−HK$1,242/mo
Today · 4.125%
HK$41,769
baseline
▲ 0.50% · 4.625%
HK$44,311
+HK$2,542/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$83,538/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,726
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,899
−HK$1,189/mo
Today · 4.125%
HK$46,088
baseline
▲ 0.50% · 4.625%
HK$48,518
+HK$2,430/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$92,176/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,534
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,106
−HK$1,597/mo
Today · 4.125%
HK$53,703
baseline
▲ 0.50% · 4.625%
HK$56,971
+HK$3,268/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$107,406/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,219
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,727
−HK$1,529/mo
Today · 4.125%
HK$59,256
baseline
▲ 0.50% · 4.625%
HK$62,380
+HK$3,124/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$118,512/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,703 · Scale 2, in force from 26 Feb 2026)