LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,078
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,951
−HK$888/mo
Today · 4.125%
HK$29,839
baseline
▲ 0.50% · 4.625%
HK$31,654
+HK$1,815/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,678/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,237
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,074
−HK$850/mo
Today · 4.125%
HK$32,924
baseline
▲ 0.50% · 4.625%
HK$34,660
+HK$1,736/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,848/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,694
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,742
−HK$1,065/mo
Today · 4.125%
HK$35,807
baseline
▲ 0.50% · 4.625%
HK$37,985
+HK$2,178/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$71,614/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,484
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,489
−HK$1,020/mo
Today · 4.125%
HK$39,509
baseline
▲ 0.50% · 4.625%
HK$41,592
+HK$2,083/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$79,018/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,309
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,532
−HK$1,242/mo
Today · 4.125%
HK$41,774
baseline
▲ 0.50% · 4.625%
HK$44,316
+HK$2,542/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$83,548/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,731
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,904
−HK$1,190/mo
Today · 4.125%
HK$46,094
baseline
▲ 0.50% · 4.625%
HK$48,523
+HK$2,429/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$92,188/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,540
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,113
−HK$1,597/mo
Today · 4.125%
HK$53,710
baseline
▲ 0.50% · 4.625%
HK$56,978
+HK$3,268/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$107,420/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,226
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,734
−HK$1,529/mo
Today · 4.125%
HK$59,263
baseline
▲ 0.50% · 4.625%
HK$62,387
+HK$3,124/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$118,526/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,758 · Scale 2, in force from 26 Feb 2026)