LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,079
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,952
−HK$887/mo
Today · 4.125%
HK$29,839
baseline
▲ 0.50% · 4.625%
HK$31,655
+HK$1,816/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,678/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,237
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,075
−HK$850/mo
Today · 4.125%
HK$32,925
baseline
▲ 0.50% · 4.625%
HK$34,660
+HK$1,735/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,850/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,694
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,743
−HK$1,064/mo
Today · 4.125%
HK$35,807
baseline
▲ 0.50% · 4.625%
HK$37,986
+HK$2,179/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$71,614/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,485
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,490
−HK$1,020/mo
Today · 4.125%
HK$39,510
baseline
▲ 0.50% · 4.625%
HK$41,593
+HK$2,083/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$79,020/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,310
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,533
−HK$1,242/mo
Today · 4.125%
HK$41,775
baseline
▲ 0.50% · 4.625%
HK$44,317
+HK$2,542/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$83,550/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,732
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,905
−HK$1,190/mo
Today · 4.125%
HK$46,095
baseline
▲ 0.50% · 4.625%
HK$48,525
+HK$2,430/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$92,190/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,542
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,114
−HK$1,597/mo
Today · 4.125%
HK$53,711
baseline
▲ 0.50% · 4.625%
HK$56,979
+HK$3,268/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$107,422/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,227
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,735
−HK$1,530/mo
Today · 4.125%
HK$59,265
baseline
▲ 0.50% · 4.625%
HK$62,389
+HK$3,124/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$118,530/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,769 · Scale 2, in force from 26 Feb 2026)