LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,082
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,956
−HK$887/mo
Today · 4.125%
HK$29,843
baseline
▲ 0.50% · 4.625%
HK$31,659
+HK$1,816/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,686/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,241
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,079
−HK$850/mo
Today · 4.125%
HK$32,929
baseline
▲ 0.50% · 4.625%
HK$34,665
+HK$1,736/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,858/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,699
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,747
−HK$1,065/mo
Today · 4.125%
HK$35,812
baseline
▲ 0.50% · 4.625%
HK$37,991
+HK$2,179/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$71,624/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,490
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,495
−HK$1,020/mo
Today · 4.125%
HK$39,515
baseline
▲ 0.50% · 4.625%
HK$41,598
+HK$2,083/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$79,030/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,315
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,538
−HK$1,243/mo
Today · 4.125%
HK$41,781
baseline
▲ 0.50% · 4.625%
HK$44,323
+HK$2,542/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$83,562/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,738
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,911
−HK$1,190/mo
Today · 4.125%
HK$46,101
baseline
▲ 0.50% · 4.625%
HK$48,531
+HK$2,430/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$92,202/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,548
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,121
−HK$1,597/mo
Today · 4.125%
HK$53,718
baseline
▲ 0.50% · 4.625%
HK$56,987
+HK$3,269/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$107,436/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,234
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,743
−HK$1,530/mo
Today · 4.125%
HK$59,273
baseline
▲ 0.50% · 4.625%
HK$62,397
+HK$3,124/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$118,546/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,830 · Scale 2, in force from 26 Feb 2026)