LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,084
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,958
−HK$887/mo
Today · 4.125%
HK$29,845
baseline
▲ 0.50% · 4.625%
HK$31,661
+HK$1,816/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,690/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,243
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,081
−HK$850/mo
Today · 4.125%
HK$32,931
baseline
▲ 0.50% · 4.625%
HK$34,667
+HK$1,736/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,862/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,701
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,749
−HK$1,065/mo
Today · 4.125%
HK$35,814
baseline
▲ 0.50% · 4.625%
HK$37,993
+HK$2,179/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$71,628/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,492
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,497
−HK$1,020/mo
Today · 4.125%
HK$39,517
baseline
▲ 0.50% · 4.625%
HK$41,600
+HK$2,083/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$79,034/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,318
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,541
−HK$1,242/mo
Today · 4.125%
HK$41,783
baseline
▲ 0.50% · 4.625%
HK$44,326
+HK$2,543/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$83,566/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,740
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,914
−HK$1,190/mo
Today · 4.125%
HK$46,104
baseline
▲ 0.50% · 4.625%
HK$48,534
+HK$2,430/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$92,208/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,551
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,124
−HK$1,597/mo
Today · 4.125%
HK$53,721
baseline
▲ 0.50% · 4.625%
HK$56,990
+HK$3,269/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$107,442/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,238
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,746
−HK$1,530/mo
Today · 4.125%
HK$59,276
baseline
▲ 0.50% · 4.625%
HK$62,401
+HK$3,125/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$118,552/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,856 · Scale 2, in force from 26 Feb 2026)