LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,085
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,958
−HK$888/mo
Today · 4.125%
HK$29,846
baseline
▲ 0.50% · 4.625%
HK$31,662
+HK$1,816/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,692/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,244
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,082
−HK$850/mo
Today · 4.125%
HK$32,932
baseline
▲ 0.50% · 4.625%
HK$34,668
+HK$1,736/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,864/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,702
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,750
−HK$1,065/mo
Today · 4.125%
HK$35,815
baseline
▲ 0.50% · 4.625%
HK$37,995
+HK$2,180/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$71,630/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,493
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,499
−HK$1,020/mo
Today · 4.125%
HK$39,519
baseline
▲ 0.50% · 4.625%
HK$41,602
+HK$2,083/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$79,038/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,319
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,542
−HK$1,242/mo
Today · 4.125%
HK$41,784
baseline
▲ 0.50% · 4.625%
HK$44,327
+HK$2,543/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$83,568/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,742
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,915
−HK$1,190/mo
Today · 4.125%
HK$46,105
baseline
▲ 0.50% · 4.625%
HK$48,535
+HK$2,430/mo
Deposit HK$3.69M · loan HK$8.62M · min. income ≈ HK$92,210/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,553
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,125
−HK$1,598/mo
Today · 4.125%
HK$53,723
baseline
▲ 0.50% · 4.625%
HK$56,992
+HK$3,269/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$107,446/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,239
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,748
−HK$1,530/mo
Today · 4.125%
HK$59,278
baseline
▲ 0.50% · 4.625%
HK$62,403
+HK$3,125/mo
Deposit HK$1.23M · loan HK$11.08M · min. income ≈ HK$118,556/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,871 · Scale 2, in force from 26 Feb 2026)