LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,089
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,963
−HK$887/mo
Today · 4.125%
HK$29,850
baseline
▲ 0.50% · 4.625%
HK$31,667
+HK$1,817/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,700/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,249
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,087
−HK$850/mo
Today · 4.125%
HK$32,937
baseline
▲ 0.50% · 4.625%
HK$34,673
+HK$1,736/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,874/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,707
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,755
−HK$1,065/mo
Today · 4.125%
HK$35,820
baseline
▲ 0.50% · 4.625%
HK$38,000
+HK$2,180/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$71,640/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,498
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,504
−HK$1,020/mo
Today · 4.125%
HK$39,524
baseline
▲ 0.50% · 4.625%
HK$41,608
+HK$2,084/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$79,048/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,324
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,548
−HK$1,242/mo
Today · 4.125%
HK$41,790
baseline
▲ 0.50% · 4.625%
HK$44,333
+HK$2,543/mo
Deposit HK$3.70M · loan HK$8.62M · min. income ≈ HK$83,580/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,748
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,921
−HK$1,191/mo
Today · 4.125%
HK$46,112
baseline
▲ 0.50% · 4.625%
HK$48,542
+HK$2,430/mo
Deposit HK$3.70M · loan HK$8.62M · min. income ≈ HK$92,224/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,560
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,133
−HK$1,598/mo
Today · 4.125%
HK$53,731
baseline
▲ 0.50% · 4.625%
HK$57,000
+HK$3,269/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$107,462/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,247
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,756
−HK$1,530/mo
Today · 4.125%
HK$59,286
baseline
▲ 0.50% · 4.625%
HK$62,411
+HK$3,125/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$118,572/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,936 · Scale 2, in force from 26 Feb 2026)