LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,090
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,963
−HK$888/mo
Today · 4.125%
HK$29,851
baseline
▲ 0.50% · 4.625%
HK$31,667
+HK$1,816/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,702/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,249
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,087
−HK$851/mo
Today · 4.125%
HK$32,938
baseline
▲ 0.50% · 4.625%
HK$34,674
+HK$1,736/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,876/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$461,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,707
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,756
−HK$1,065/mo
Today · 4.125%
HK$35,821
baseline
▲ 0.50% · 4.625%
HK$38,001
+HK$2,180/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$71,642/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,499
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,505
−HK$1,020/mo
Today · 4.125%
HK$39,525
baseline
▲ 0.50% · 4.625%
HK$41,609
+HK$2,084/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$79,050/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$461,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,325
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,549
−HK$1,242/mo
Today · 4.125%
HK$41,791
baseline
▲ 0.50% · 4.625%
HK$44,334
+HK$2,543/mo
Deposit HK$3.70M · loan HK$8.62M · min. income ≈ HK$83,582/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,749
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,922
−HK$1,191/mo
Today · 4.125%
HK$46,113
baseline
▲ 0.50% · 4.625%
HK$48,543
+HK$2,430/mo
Deposit HK$3.70M · loan HK$8.62M · min. income ≈ HK$92,226/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$461,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,561
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,134
−HK$1,598/mo
Today · 4.125%
HK$53,732
baseline
▲ 0.50% · 4.625%
HK$57,001
+HK$3,269/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$107,464/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,249
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,757
−HK$1,531/mo
Today · 4.125%
HK$59,288
baseline
▲ 0.50% · 4.625%
HK$62,413
+HK$3,125/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$118,576/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$461,948 · Scale 2, in force from 26 Feb 2026)