LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,099
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,973
−HK$888/mo
Today · 4.125%
HK$29,861
baseline
▲ 0.50% · 4.625%
HK$31,678
+HK$1,817/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,722/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$462,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,259
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,098
−HK$850/mo
Today · 4.125%
HK$32,948
baseline
▲ 0.50% · 4.625%
HK$34,685
+HK$1,737/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,896/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$462,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,718
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,767
−HK$1,066/mo
Today · 4.125%
HK$35,833
baseline
▲ 0.50% · 4.625%
HK$38,013
+HK$2,180/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$71,666/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,511
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,517
−HK$1,021/mo
Today · 4.125%
HK$39,538
baseline
▲ 0.50% · 4.625%
HK$41,622
+HK$2,084/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$79,076/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,338
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,562
−HK$1,243/mo
Today · 4.125%
HK$41,805
baseline
▲ 0.50% · 4.625%
HK$44,349
+HK$2,544/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,610/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,763
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,937
−HK$1,191/mo
Today · 4.125%
HK$46,128
baseline
▲ 0.50% · 4.625%
HK$48,559
+HK$2,431/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,256/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,577
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,151
−HK$1,598/mo
Today · 4.125%
HK$53,749
baseline
▲ 0.50% · 4.625%
HK$57,020
+HK$3,271/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$107,498/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$462,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,267
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,776
−HK$1,531/mo
Today · 4.125%
HK$59,307
baseline
▲ 0.50% · 4.625%
HK$62,433
+HK$3,126/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$118,614/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$462,096 · Scale 2, in force from 26 Feb 2026)