LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,101
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,975
−HK$888/mo
Today · 4.125%
HK$29,863
baseline
▲ 0.50% · 4.625%
HK$31,680
+HK$1,817/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,726/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$462,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,262
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,101
−HK$850/mo
Today · 4.125%
HK$32,951
baseline
▲ 0.50% · 4.625%
HK$34,688
+HK$1,737/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,902/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$462,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,721
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,770
−HK$1,066/mo
Today · 4.125%
HK$35,836
baseline
▲ 0.50% · 4.625%
HK$38,016
+HK$2,180/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$71,672/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,514
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,521
−HK$1,020/mo
Today · 4.125%
HK$39,541
baseline
▲ 0.50% · 4.625%
HK$41,626
+HK$2,085/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$79,082/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,341
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,565
−HK$1,243/mo
Today · 4.125%
HK$41,808
baseline
▲ 0.50% · 4.625%
HK$44,352
+HK$2,544/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,616/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,767
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,941
−HK$1,191/mo
Today · 4.125%
HK$46,132
baseline
▲ 0.50% · 4.625%
HK$48,563
+HK$2,431/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,264/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,582
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,155
−HK$1,599/mo
Today · 4.125%
HK$53,754
baseline
▲ 0.50% · 4.625%
HK$57,025
+HK$3,271/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$107,508/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$462,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,272
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,781
−HK$1,531/mo
Today · 4.125%
HK$59,312
baseline
▲ 0.50% · 4.625%
HK$62,438
+HK$3,126/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$118,624/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$462,136 · Scale 2, in force from 26 Feb 2026)