LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,104
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,978
−HK$888/mo
Today · 4.125%
HK$29,866
baseline
▲ 0.50% · 4.625%
HK$31,684
+HK$1,818/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,732/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$462,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,265
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,104
−HK$850/mo
Today · 4.125%
HK$32,954
baseline
▲ 0.50% · 4.625%
HK$34,692
+HK$1,738/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,908/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$462,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,725
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,774
−HK$1,066/mo
Today · 4.125%
HK$35,840
baseline
▲ 0.50% · 4.625%
HK$38,020
+HK$2,180/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$71,680/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,518
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,525
−HK$1,020/mo
Today · 4.125%
HK$39,545
baseline
▲ 0.50% · 4.625%
HK$41,630
+HK$2,085/mo
Deposit HK$4.93M · loan HK$7.39M · min. income ≈ HK$79,090/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,345
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,569
−HK$1,244/mo
Today · 4.125%
HK$41,813
baseline
▲ 0.50% · 4.625%
HK$44,357
+HK$2,544/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,626/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,771
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,945
−HK$1,191/mo
Today · 4.125%
HK$46,136
baseline
▲ 0.50% · 4.625%
HK$48,568
+HK$2,432/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,272/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,587
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,161
−HK$1,598/mo
Today · 4.125%
HK$53,759
baseline
▲ 0.50% · 4.625%
HK$57,030
+HK$3,271/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$107,518/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$462,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,278
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,787
−HK$1,531/mo
Today · 4.125%
HK$59,318
baseline
▲ 0.50% · 4.625%
HK$62,445
+HK$3,127/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$118,636/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$462,184 · Scale 2, in force from 26 Feb 2026)