LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,104
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,978
−HK$889/mo
Today · 4.125%
HK$29,867
baseline
▲ 0.50% · 4.625%
HK$31,684
+HK$1,817/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,734/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$462,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,266
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,104
−HK$851/mo
Today · 4.125%
HK$32,955
baseline
▲ 0.50% · 4.625%
HK$34,692
+HK$1,737/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,910/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$462,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,725
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,774
−HK$1,066/mo
Today · 4.125%
HK$35,840
baseline
▲ 0.50% · 4.625%
HK$38,021
+HK$2,181/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,680/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,519
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,525
−HK$1,021/mo
Today · 4.125%
HK$39,546
baseline
▲ 0.50% · 4.625%
HK$41,630
+HK$2,084/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,092/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,346
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,570
−HK$1,243/mo
Today · 4.125%
HK$41,813
baseline
▲ 0.50% · 4.625%
HK$44,358
+HK$2,545/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,626/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,772
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,946
−HK$1,191/mo
Today · 4.125%
HK$46,137
baseline
▲ 0.50% · 4.625%
HK$48,569
+HK$2,432/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,274/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,588
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,161
−HK$1,599/mo
Today · 4.125%
HK$53,760
baseline
▲ 0.50% · 4.625%
HK$57,031
+HK$3,271/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$107,520/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$462,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,278
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,788
−HK$1,531/mo
Today · 4.125%
HK$59,319
baseline
▲ 0.50% · 4.625%
HK$62,446
+HK$3,127/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$118,638/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$462,190 · Scale 2, in force from 26 Feb 2026)