LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,108
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,982
−HK$888/mo
Today · 4.125%
HK$29,870
baseline
▲ 0.50% · 4.625%
HK$31,688
+HK$1,818/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,740/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,269
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,108
−HK$851/mo
Today · 4.125%
HK$32,959
baseline
▲ 0.50% · 4.625%
HK$34,696
+HK$1,737/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,918/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,729
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,778
−HK$1,066/mo
Today · 4.125%
HK$35,844
baseline
▲ 0.50% · 4.625%
HK$38,025
+HK$2,181/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,688/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,523
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,530
−HK$1,021/mo
Today · 4.125%
HK$39,551
baseline
▲ 0.50% · 4.625%
HK$41,635
+HK$2,084/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,102/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,351
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,575
−HK$1,243/mo
Today · 4.125%
HK$41,818
baseline
▲ 0.50% · 4.625%
HK$44,363
+HK$2,545/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,636/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,777
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,951
−HK$1,191/mo
Today · 4.125%
HK$46,142
baseline
▲ 0.50% · 4.625%
HK$48,575
+HK$2,433/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,284/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,594
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,167
−HK$1,599/mo
Today · 4.125%
HK$53,766
baseline
▲ 0.50% · 4.625%
HK$57,038
+HK$3,272/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$107,532/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$462,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,285
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,795
−HK$1,531/mo
Today · 4.125%
HK$59,326
baseline
▲ 0.50% · 4.625%
HK$62,453
+HK$3,127/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$118,652/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$462,245 · Scale 2, in force from 26 Feb 2026)