LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,109
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,984
−HK$888/mo
Today · 4.125%
HK$29,872
baseline
▲ 0.50% · 4.625%
HK$31,690
+HK$1,818/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,744/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,271
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,110
−HK$851/mo
Today · 4.125%
HK$32,961
baseline
▲ 0.50% · 4.625%
HK$34,698
+HK$1,737/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,922/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,731
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,780
−HK$1,066/mo
Today · 4.125%
HK$35,846
baseline
▲ 0.50% · 4.625%
HK$38,028
+HK$2,182/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,692/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,526
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,532
−HK$1,021/mo
Today · 4.125%
HK$39,553
baseline
▲ 0.50% · 4.625%
HK$41,638
+HK$2,085/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,106/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,353
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,577
−HK$1,244/mo
Today · 4.125%
HK$41,821
baseline
▲ 0.50% · 4.625%
HK$44,366
+HK$2,545/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,642/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,780
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,954
−HK$1,191/mo
Today · 4.125%
HK$46,145
baseline
▲ 0.50% · 4.625%
HK$48,578
+HK$2,433/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,290/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,597
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,171
−HK$1,599/mo
Today · 4.125%
HK$53,770
baseline
▲ 0.50% · 4.625%
HK$57,041
+HK$3,271/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$107,540/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,288
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,798
−HK$1,532/mo
Today · 4.125%
HK$59,330
baseline
▲ 0.50% · 4.625%
HK$62,457
+HK$3,127/mo
Deposit HK$1.23M · loan HK$11.09M · min. income ≈ HK$118,660/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,273 · Scale 2, in force from 26 Feb 2026)