LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,114
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,989
−HK$888/mo
Today · 4.125%
HK$29,877
baseline
▲ 0.50% · 4.625%
HK$31,695
+HK$1,818/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,754/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,277
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,115
−HK$851/mo
Today · 4.125%
HK$32,966
baseline
▲ 0.50% · 4.625%
HK$34,704
+HK$1,738/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,932/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,737
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,786
−HK$1,066/mo
Today · 4.125%
HK$35,852
baseline
▲ 0.50% · 4.625%
HK$38,034
+HK$2,182/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,704/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,532
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,539
−HK$1,021/mo
Today · 4.125%
HK$39,560
baseline
▲ 0.50% · 4.625%
HK$41,645
+HK$2,085/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,120/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,360
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,584
−HK$1,244/mo
Today · 4.125%
HK$41,828
baseline
▲ 0.50% · 4.625%
HK$44,373
+HK$2,545/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,656/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,787
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,962
−HK$1,191/mo
Today · 4.125%
HK$46,153
baseline
▲ 0.50% · 4.625%
HK$48,586
+HK$2,433/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,306/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,605
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,179
−HK$1,600/mo
Today · 4.125%
HK$53,779
baseline
▲ 0.50% · 4.625%
HK$57,051
+HK$3,272/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$107,558/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,298
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,808
−HK$1,531/mo
Today · 4.125%
HK$59,339
baseline
▲ 0.50% · 4.625%
HK$62,467
+HK$3,128/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$118,678/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,351 · Scale 2, in force from 26 Feb 2026)