LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,115
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,989
−HK$889/mo
Today · 4.125%
HK$29,878
baseline
▲ 0.50% · 4.625%
HK$31,696
+HK$1,818/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$59,756/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,277
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,116
−HK$851/mo
Today · 4.125%
HK$32,967
baseline
▲ 0.50% · 4.625%
HK$34,705
+HK$1,738/mo
Deposit HK$6.16M · loan HK$6.16M · min. income ≈ HK$65,934/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,738
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,787
−HK$1,066/mo
Today · 4.125%
HK$35,853
baseline
▲ 0.50% · 4.625%
HK$38,035
+HK$2,182/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,706/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,533
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,539
−HK$1,022/mo
Today · 4.125%
HK$39,561
baseline
▲ 0.50% · 4.625%
HK$41,646
+HK$2,085/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,122/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$462,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,361
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,585
−HK$1,244/mo
Today · 4.125%
HK$41,829
baseline
▲ 0.50% · 4.625%
HK$44,374
+HK$2,545/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,658/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,788
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,963
−HK$1,191/mo
Today · 4.125%
HK$46,154
baseline
▲ 0.50% · 4.625%
HK$48,587
+HK$2,433/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,308/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,607
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$52,181
−HK$1,599/mo
Today · 4.125%
HK$53,780
baseline
▲ 0.50% · 4.625%
HK$57,052
+HK$3,272/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$107,560/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,299
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,809
−HK$1,532/mo
Today · 4.125%
HK$59,341
baseline
▲ 0.50% · 4.625%
HK$62,469
+HK$3,128/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$118,682/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,362 · Scale 2, in force from 26 Feb 2026)