LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,119
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$28,994
−HK$889/mo
Today · 4.125%
HK$29,883
baseline
▲ 0.50% · 4.625%
HK$31,701
+HK$1,818/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,766/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,282
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,121
−HK$851/mo
Today · 4.125%
HK$32,972
baseline
▲ 0.50% · 4.625%
HK$34,710
+HK$1,738/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$65,944/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,743
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,793
−HK$1,066/mo
Today · 4.125%
HK$35,859
baseline
▲ 0.50% · 4.625%
HK$38,041
+HK$2,182/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,718/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,539
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,546
−HK$1,021/mo
Today · 4.125%
HK$39,567
baseline
▲ 0.50% · 4.625%
HK$41,653
+HK$2,086/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,134/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,367
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,591
−HK$1,245/mo
Today · 4.125%
HK$41,836
baseline
▲ 0.50% · 4.625%
HK$44,381
+HK$2,545/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,672/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,795
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,970
−HK$1,191/mo
Today · 4.125%
HK$46,161
baseline
▲ 0.50% · 4.625%
HK$48,595
+HK$2,434/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,322/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,615
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,189
−HK$1,600/mo
Today · 4.125%
HK$53,789
baseline
▲ 0.50% · 4.625%
HK$57,061
+HK$3,272/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$107,578/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,308
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,818
−HK$1,532/mo
Today · 4.125%
HK$59,350
baseline
▲ 0.50% · 4.625%
HK$62,479
+HK$3,129/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$118,700/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,435 · Scale 2, in force from 26 Feb 2026)